Our History

In December 2002, just months after its founding, Intelica secured its first client, First Bank in Puerto Rico. The project involved conducting a detailed analysis of customer portfolio behavior for card products, helping First Bank optimize its management processes and maximize profitability. This initial success established Intelica's reputation as a reliable partner for financial institutions.

In March 2008, Intelica expanded into the European market by partnering with Garanti Bank in Turkey. This collaboration marked the company's first service in Card Network Billing Analysis , enabling Garanti Bank to optimize their billing processes and better understand their cost structures.

In May 2015, Intelica launched its first Card Portfolio Optimization project, now known as Card Brand Agreement Advisory . This service provided detailed analysis of card portfolio cost structures, allowing clients to optimize product mixes and negotiate better agreements with payment brands to maximize profitability.

In October 2016, Intelica carried out its first Interchange Analytics project with Erste Bank in Hungary. The project involved analyzing interchange fees at the transaction level, providing tools for informed decision-making and financial optimization.

In 2024, Intelica introduced incontrol , which involved renaming and enhancing an existing internal portal service. This update marked a new era of internal management and analysis, providing more efficient tools for improving operational efficiency and better serving clients.

Also in 2024, Intelica reached a significant milestone by surpassing 100 employees. This growth reflects the company’s ongoing commitment to innovation and excellence, enabling it to expand its capacity to serve clients worldwide.

Over the years, Intelica has established strong and enduring partnerships with major financial institutions globally. This includes long-term relationships with clients such as RBTT (now RBC), Barclays, ABSA, Lloyds, Raiffeisen International, Unicredit Group, and OTP Bank, and more. These partnerships highlight Intelica’s ability to deliver consistent value and maintain trusted relationships across multiple markets and regions.